Idaho Medicare Insurance
(2026 & 2027 Guide)

12/31/2026 Plan Non-Renewals 
  
 

About 63,000 Idahoans are enrolled in a Medicare Advantage plan that will ‘expire’ on 12/31/2026. *

Residents enrolled in certain  Part D plans are also affected.  

The individual county reference pages noted below point out additional information. 

If you received a Plan Non-Renewal Notice, be sure you understand and act on the instructions.  You have some different timelines to meet based on what you want to do.     

If you did not receive a ‘Non-Renewal’ notice, please read your ‘Annual Notice of Change’ to learn how the 2027 version of your 2026 plan has changed. Do this before you shop for a new 2027 plan.

• Source: CMS actual enrollment and landscape files found on CMS.gov.

Choosing an Idaho Medicare plan is not just about the monthly premium.  

Additional items to consider include:    

• Do you have access to the physicians and hospitals you prefer (locally, within Idaho, and the USA).
• Can you see specialists without needing permission to do so?
• Will your budget meet your anticipated  Medicare covered health care cost (plan premium + cost share for services you use)?
• Does the ‘cap’ (MOOP)  for plan covered services fit your budget? 
• Do the health care services you use have ‘prior authorization’ requirements on them (these can delay your access to medical care) 
• Is the projected cost for your prescription medications within your budget?  

We live in Idaho and have been helping residents with Medicare since 2012.

Idaho County Medicare Guides

If you prefer to read about your county’s Medicare health insurance options, the specifics are below. 

If you would like to talk with us before reading the rest of this, call us (208-867-0296).  We are available 8am – 8pm Monday through Saturday.    

The guide for each county explains:

• Available plans;
• Costs and coverage differences;
• Local, regional, and national provider considerations.

Find your county here.