New To Medicare
What you need to know.

Patience is needed when you are learning about Medicare.
The topic can be overwhelming but if you have the right material and a coach available when you start, the process can be much easier.
We encourage you to follow the material on this page. Why? The courses presented here were prepared by CMS. They are easy to follow and understand. CMS is the authority on Medicare. We are here to help Idaho residents along the way.
Why? Because understanding Medicare’s rules and how this market works puts you in the driver’s seat. You will understand enrollment periods, avoid late enrollment penalties and the difference between Medigap and Medicare Advantage plans (and insurance companies).
You will also learn the differences between the individual plans and how the marketplace changes annually.
These changes can affect your health care choices, flexibility and pocketbook.
If you want help with this…
Read the information below OR call us.
If you call, I will explain the information you need to know and answer your questions. I am licensed with all of the Medigap plans, most of the Medicare Advantage and prescription drug plans available to Idaho residents. Read the particulars here.
I am a broker that specializes in Medicare AND an Idaho native. Idaho residents have benefited from my services since 2012. Learn more about me here.
Why Can’t I keep My Market Place Plan?
There is a wealth of information authored by Health and Human Services (HHS) and published on the HealthCare.gov website you need to read. If you are wondering if you can keep this plan and avoid joining Medicare, read the information available here. Hit your back icon on your browser to return to this page.
This will answer questions such as:
Can I choose Marketplace coverage instead of Medicare?
What if I am retired and don’t have Medicare?
Can I get a Marketplace plan in addition to Medicare?