2024 Idaho Medicare prescription drug plan analysis.
2024 Idaho Medicare prescription drug plan plans with noticeable changes.
Who should read this: Idaho residents enrolled in one of the 2023 Medicare standalone drug plans listed below AND residents planning to enroll in a 2024 Idaho standalone Medicare prescription drug plan. These plans are available to residents not enrolled in a Medicare Advantage plan.
Why you should read this: So you can save money. There may be other plans that will keep more money in your pocket, cover your meds, and include your preferred pharmacy in their network.
The 2024 plans* that raised the ‘caution’ flag:
AARP Medicare Rx Walgreens plan – The plans premium was increased by over $20/month.
Cigna Secure Rx – The plans premium was increased by over $15/month.
Cigna Extra Rx – The plans premium was increased by over $15/month.
Clear Spring Health Premier – The plan was merged into a higher premium plan from this same vendor.
Elixir Rx Secure – The plan will not be offered to Idaho residents in 2024. People enrolled in this plan will have to switch to a new plan.
Humana Premier Rx – The plan’s monthly premium increase by more than $20.
Humana Walmart Value Rx – The plan’s monthly premium was increased by over 30%.
Regence Medicare Script Base – The plan’s monthly premium increase by more than 10%.
Silver Script Choice – The plan’s monthly premium increase by more than 10%.
Silver Script Plus – The plan’s monthly premium increase by more than $30.
Wellcare Value Script – The plans monthly dropped to $.50.
Plans available in 2024 that are not listed above had, what we consider, reasonable adjustments to their 2024 plans.
Medicare Plan Star Ratings
Medicare’s star ratings for 2024 prescription drug plans were released on 10/17/2024.
We recommend Idaho residents avoid plans with a star rating below ‘3’ and plan(s) sanctioned by Medicare. Learn more about this rating here.
2024 plans with a Star rating below ‘3’ include:
Cigna Saver Rx
Cigna Secure Rx
Cigna Extra Rx
Clear Spring Health Value Rx
Mutual of Omaha Rx Secure
Mutual of Omaha Rx Plus
Mutual of Omaha Essential
We do not recommend Idaho Medicare beneficiaries enroll in a Medicare prescription Drug plan
with a star rating below 3.
What should you do?
We encourage Idaho residents to review their prescription drug plan options annually. Your window to do this opens October 15 and ends December 7.
Why? Save money. If you do not make a change by 12/7 annually, Medicare re-enrolls you in next year’s version of your current plan…and you will be locked into that plan for the next calendar year.
Be aware next years version of your current plan can have other changes. These include, but are not limited to: formulary changes (are your medications covered by next year’s version of your current plan)? Did the plan’s deductible go up? Did the tiers exempt from the deductible change? Did your insurance company move your current med’s to a higher drug tier? If yes, you may be paying more for refills. Is your current pharmacy in your plans network AND is it a ‘preferred pharmacy? If no, you may be paying more for your refills.
How do you perform a plan analysis and change plans?
Medicare has resources on their website that help you get this done. You can do this yourself.
If you want help doing this, brokers licensed with Idaho Medicare prescription drug plans can help. We recommend you work with brokers that are Idaho residents.
Idaho SHIBA office offers the same service. You can call the for an appointment, drive to their office and get their help.
We have been helping Idaho residents with this task since 2012. Call us if you want one on one help.
Before calling be sure and learn which plans we are and are not licensed with. Read this page.
- Information about 2024 Idaho Medicare prescription drug plans was obtained from this source.
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